Minnie Cooper knows two things with certainty: her New Year's birthday is unlucky, and it's all because of Quinn Hamilton, a man she's never met. Their mothers gave birth to them at the same hospital just after midnight on New Year's Day, but Quinn was given the cash prize for being the first baby born in London in 1990 --- and the name Minnie was meant to have, as well. When Minnie unexpectedly runs into Quinn on their mutual 30th birthday, she sees only more evidence that fortune has continued to favor him. But if Quinn and Minnie are from different worlds, why do they keep bumping into each other? And why is it that each fraught encounter leaves them both wanting more?
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